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Terms and Conditions

Flexible Payment Plan

For value received, the “Borrower” promises to pay to the order of DATA SCIENCE DOJO LLC (the “Holder”), in the manner and at the place provided below, the principal sum on demand, but in any event no later than 12 consecutive months from initial installment.


All payments under this note will be made in lawful money of the United States of America, in same-day funds, without offset, deduction, or counterclaim, via Data Science Dojo or at such other place as the Holder may designate.


No interest will be charged.

Pre Payment

The Borrower may prepay this note, in whole or in part, at any time before maturity without penalty or premium. No prepayment extends or postpones the deadline and requirement to pay this amount in full within 12 months of initial payment.

Events of Default

Each of the following constitutes an “Event of Default” under this note:

(i) the Borrower’s failure to make any payment in full of any amount to the Holder by the 10th business day following the date of the Holder’s demand for payment, including any payments due under this note;
(ii) the filing of any voluntary or involuntary petition in bankruptcy by or regarding the Borrower or the initiation of any proceeding under bankruptcy or insolvency laws against the Borrower;
(iii) an assignment made by the Borrower for the benefit of creditors; or
(iv) the appointment of a receiver, custodian, trustee, or similar party to take possession of the Borrower’s assets or property.

Acceleration; Remedies on Default

If any Event of Default occurs, all amounts owed under this note will become immediately due and payable without any action by the Holder, the Borrower, or any other person. The Holder, in addition to any rights and remedies available to the Holder under this note, may, in its sole discretion, pursue any legal or equitable remedies available to it under applicable law or in equity.

Waiver of Presentment; Demand

The Borrower hereby waives presentment, demand, notice of dishonor, notice of default or delinquency, notice of protest and nonpayment, notice of costs, expenses or losses and interest on those, notice of interest on interest and late charges, and diligence in taking any action to collect any sums owing under this note, including (to the extent permitted by law) waiving the pleading of any statute of limitations as a defense to any demand against the undersigned. Acceptance by the Holder or any other holder of this note of any payment differing from the designated lump-sum payment listed above does not relieve the undersigned of the obligation to honor the requirements of this note.

Time of the Essence

Time is the essence for every obligation under this note.

Governing Law

  • Choice of Law. The laws of the state of Washington govern this note (without giving effect to its conflicts of law principles).
  • Choice of Forum. Both parties consent to the personal jurisdiction of the state and federal courts in King County, WA.

Collection Costs and Attorney's Fees

The Borrower agrees to pay any and all costs and expenses of the collection of the indebtedness evidenced by this note, including reasonable attorneys’ fees and court costs in addition to other amounts due, without protest.

Assignment and Delegation

  • No Assignment. The Borrower may not assign any of its rights under this note. All voluntary assignments of rights are limited by this subsection.
  • No Delegation. The Borrower may not delegate any performance under this note.
  • Enforceability of an Assignment or Delegation. If a purported assignment or purported delegation is made in violation of section 10, it is void.


If anyone or more of the provisions contained in this note is, for any reason, held to be invalid, illegal, or unenforceable in any respect, that invalidity, illegality, or unenforceability will not affect any other provisions of this note, but this note will be construed as if those invalid, illegal, or unenforceable provisions had never been contained in it unless the deletion of those provisions would result in such a material change so as to cause completion of the transactions contemplated by this note to be unreasonable.


  • Writing; Permitted Delivery Methods. Each party giving or making any notice, request, demand, or other communication required or permitted by this note shall give that notice in writing and use one of the following types of delivery, each of which is writing for purposes of this note: personal delivery, mail (registered or certified mail, postage prepaid, return receipt requested), nationally recognized overnight courier (fees prepaid), facsimile, or email.
  • A party shall address notices under this section 12 to a party at the contact information provided at registration. The Borrower must notify the Holder of any change of contact information within 14 days of the change.
  • A notice is effective only if the party giving notice complies with subsections (a) and (b) and if the recipient receives the notice.


No waiver of a breach, failure of any condition, or any right or remedy contained in or granted by the provisions of this note will be effective unless it is in writing and signed by the party waiving the breach, failure, right, or remedy. No waiver of any breach, failure, right, or remedy will be deemed a waiver of any other breach, failure, right, or remedy, whether or not similar, and no waiver will constitute a continuing waiver unless the writing so specifies.


The descriptive headings of the sections and subsections of this note are for convenience only and do not affect this note’s construction or interpretation.

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